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ID Chex - a comprehensive system for MSBs
...helping them stay Government Compliant
......and Know Their Customers with Biometrics!


It is The check service that truly fits the retailer's budget and needs! ID CheX System includes protected software and all hardware necessary to be set up quickly and safely so you can be operating in 30 minutes!

Identify the Customer!

  • Full ID and Age Verification
  • OFAC Watchlist Check
  • 1st Time Registration For Each Customer
  • Next Trip INSTANT ID With A Touch Of The Finger and A Partial Social Security Number
  • SAR (Suspicious Activity Report) Hot Button On ID CheX Screens
  • Optional 5 year storage plan available

Verify the Check!

  • Select from 2 verification levels & free check recovery

Deposit The Check!

  • Basic ACH Electronic Depositing
  • Check 21 - new federal program to electronically deposit all paper transactions
  • BOC - Back Office Conversion
  • Free Check Recovery & Centralized Returns

New Customer Registration

ID CheX using Accurint assures your new customer is NOT on any government Watchlist and that they ARE who they claim to be. All information is stored by ID CheX the next visit the customer is set for a quick approval. These 2 steps make you compliant as a MSB.

Returning Customers

When a registered customer returns they input Thumbprint(s) and either photo ID entry or last 5 digits of social security– then we again check the OFAC Watchlist for updates.

You also have a WebCam to do a side by side view of the original WebCam picture plus the WebCam view you take from this trip.

SAR (Suspicious Activity Report) is instantly available to be filled out and printed for subsequent mailing.

Data Retention Compliance

MSBs must store all transactions for 5 years to comply with FINCEN Laws. ID CheX has a storage program offers each retailer to take all of the burden from them
All of your customer verification activity can stored at ID CheX for the mandatory 5 years, just ask for the Franchise Program.

OFAC / Watchlists

ID CheX Watchlist is comprised of over 20 International lists that are watching 24/7 and alert you to potentially illegal transactions. Here is the current list used:
  • OFAC SDN - OFAC Blocked Countries
  • Bureau of Industry and Security– Canadian List
  • FBI Hijack Suspects - FBI Most Wanted –FBI Terror
  • Terrorist Exclusion List –Australian DFAT List
  • AML List - FBI Seeking Info –Non Co-op Countries
  • Politically Exposed - Unauthorized Banks
  • Bank of England List - DTC Debarred List
  • EU Terrorism List - Interpol - U.N. Consolidated List

Please visit us at www.IDChex.net to learn more about our outstanding solutions for check cashers!

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